Money

Familiar problems in Money and a small fix for each. See 10 days, 1 year and 10 years ahead, with ranges and sources.

Money
“I can't make it to the end of the month”FIX: Save a small amount every month
≈ 74,827 TLsavings in today's money · 10 years
Assumption: 1,000 TL a month, 40% annual return, 35% inflationSource: Standard compound interest formulaCalculate with your own numbers →
Money
“I spend too much on coffee”FIX: Make your coffee at home
47,450 TLsaved · 1 year
Assumption: 150 TL out, 20 TL at home, 1 coffee a daySource: no external source; calculated from the entered values onlyCalculate with your own prices →
Money
“I'm paying for subscriptions I forgot about”FIX: Cancel the ones you don't use
3,601 TLsaved · 1 year
Assumption: 300 TL a month in unused subscriptionsSource: no external source; calculated from the entered values onlyCalculate with your own prices →
Money
“I keep ordering takeout”FIX: Eat 3 meals a week at home
39,107 TLsaved · 1 year
Assumption: 3 meals a week, 250 TL difference per mealSource: no external source; calculated from the entered values onlyCalculate with your own prices →
Money
“I buy things online I don't need”FIX: Wait 48 hours after adding to cart
≈ 7,203 TLstays in your pocket · 1 year
Assumption: 1,500 TL a month online shopping, you skip 40% of itSource: no external source; calculated from the entered values onlyCalculate with your own prices →
Money
“My credit card debt never ends”FIX: Pay more than the minimum, +1,000 TL every month
4 monthspaid off sooner · 1 year
Assumption: 30,000 TL debt, 4.25% monthly interest, 3,000 TL a month + 1,000 TL extraSource: Standard credit card amortizationCalculate with your own numbers →